First Time Home Buyer
Typical
Requirements
- 2 years of consistent employment in the same line of work.
- 2 to 3 months of mortgage payments saved
- Have Credit - This is by far the most
important requirement.
- 3 accounts or lines of credit established for 2 years
- 12 months of documented rental
history
- Written verification from an apartment complex
- If a private rental, 1 years worth of cancelled checks
- NO LATES!
- In general, the more money you use for a down payment, the better rate that you will receive.
Don't meet all the requirements? We specialize in finding a loan program for you even if you DO NOT meet all of the typical requirements. Click here to learn more about how the Barnett Brothers can help those with Imperfect or Bad Credit.
Don't have a down payment? Ask us about one of the many 'no money down' programs.
Contact Us Today!
